| Certificates of Deposit |
| Effective Date: Wednesday, April 2nd, 2025 |
| Term | Minimum Balance | Interest Rate | APY* | Military Rate | Military APY** |
| Save to Win (1 year) |
$25.00 |
2.960% |
3.000% |
3.9280% |
4.000% |
| iSave Youth (1 Year) |
$25.00 |
2.960% |
3.000% |
2.9600% |
3.000% |
| Six Month |
$500.00 |
2.472% |
2.500% |
3.4450% |
3.500% |
| One Year |
$500.00 |
2.960% |
3.000% |
3.9280% |
4.000% |
| Two Year |
$500.00 |
2.960% |
3.000% |
3.9280% |
4.000% |
| Three Year |
$500.00 |
3.202% |
3.250% |
4.1690% |
4.250% |
| Four Year |
$500.00 |
3.202% |
3.250% |
4.1690% |
4.250% |
| Five Year |
$500.00 |
3.445% |
3.500% |
4.4100% |
4.500% |
| *APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. |
| **MILITARY APY: Qualified Military Members receive a 1% rate increase on all CDs, excluding iSave. Eligible members include Active Duty, Veterans, and Retirees. Direct deposit must be in the name of the military member. Direct deposit must be a minimum total of $1,100 per month and must also post to your checking account to qualify. Rates subject to change at any time without notice. |
| Military Status Verification: For non-members wishing to avail the military rate, verification of military status is required. Acceptable proof includes: Military ID, Retirement ID, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply. |
