- FreeStar Financial Credit Union

Jamie Penzien

Chesterfield/Richmond/Selfridge - Branch Manager

(586) 466-7800 ext. 129
jpenzien@freestarfinancial.com

In her distinguished 13-year tenure with FreeStar Financial, Jamie has ascended through a series of pivotal roles, illustrating a commitment to excellence at every juncture. From her beginnings as a Full-Time Teller to her current leadership role as Branch Manager, Jamie's journey embodies our institution's ethos of growth and dedication. Her relationship with her team transcends the professional realm; she regards them as family, collectively working towards enhancing member experiences. Apart from her substantial contributions to FreeStar Financial, Jamie also actively engages with the community as a member of the Anchor Bay Chamber of Commerce.

Current Promotions:

Your monthly payments can be reduced by using a FreeStar Financial Visa® credit card. Transfer the balance on your high-interest credit card or loan right away and start saving!

*3.99% APR available for new FreeStar Financial Visa card holders for 12 billing cycles on new purchases and balance transfers made within 90 days of account opening. Standard rates and credit limits are subject to credit history and other determining factors. Equal Opportunity Lender. Federally insured by the NCUA.

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Certificates of Deposit
Effective Date: Monday, January 6th, 2025
Term	Minimum Balance	Interest Rate	APY*	Military Rate	Military APY**
Save to Win (1 year)	$25.00	2.960%	3.000%	3.9280%	4.000%
iSave Youth (1 Year)	$25.00	2.960%	3.000%	2.9600%	3.000%
Six Month	$500.00	4.169%	4.250%	5.1280%	5.250%
One Year	$500.00	3.928%	4.000%	4.8890%	5.000%
Two Year	$500.00	2.959%	3.000%	3.9280%	4.000%
Three Year	$500.00	1.982%	2.000%	2.9590%	3.000%
Four Year	$500.00	2.129%	2.150%	3.1050%	3.150%
Five Year	$500.00	2.276%	2.300%	3.2510%	3.300%
*APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.
**MILITARY APY: Qualified Military Members receive a 1% rate increase on all CDs, excluding iSave. Eligible members include Active Duty, Veterans, and Retirees. Direct deposit must be in the name of the military member. Direct deposit must be a minimum total of $1,100 per month and must also post to your checking account to qualify. Rates subject to change at any time without notice.
Military Status Verification: For non-members wishing to avail the military rate, verification of military status is required. Acceptable proof includes: Military ID, Retirement ID, Paystubs for military pay, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply.

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