Earn more with your money
Certificates of Deposit
A CD allows you to earn a guaranteed, high, fixed interest rate for the length of time you select. FreeStar Financial Credit Union offers a wide variety of terms and ongoing specials.
| Certificates of Deposit | |||||
| Effective Date: Tuesday, April 15th, 2025 | |||||
| Term | Minimum Balance | Interest Rate | APY* | Military Rate | Military APY** |
| Save to Win (1 year) | $25.00 | 2.960% | 3.000% | 3.9280% | 4.000% |
| iSave Youth (1 Year) | $25.00 | 2.960% | 3.000% | 2.9600% | 3.000% |
| Six Month | $500.00 | 2.472% | 2.500% | 3.4450% | 3.500% |
| One Year | $500.00 | 2.960% | 3.000% | 3.9280% | 4.000% |
| Two Year | $500.00 | 2.960% | 3.000% | 3.9280% | 4.000% |
| Three Year | $500.00 | 3.202% | 3.250% | 4.1690% | 4.250% |
| Four Year | $500.00 | 3.202% | 3.250% | 4.1690% | 4.250% |
| Five Year | $500.00 | 3.445% | 3.500% | 4.4100% | 4.500% |
| *APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. | |||||
| **MILITARY APY: Qualified Military Members receive a 1% rate increase on all CDs, excluding iSave. Eligible members include Active Duty, Veterans, and Retirees. Direct deposit must be in the name of the military member. Direct deposit must be a minimum total of $1,100 per month and must also post to your checking account to qualify. Rates subject to change at any time without notice. | |||||
| Military Status Verification: For non-members wishing to avail the military rate, verification of military status is required. Acceptable proof includes: Military ID, Retirement ID, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply. | |||||